加拿大牛奶金Canada Child Benefit (CCB)

 

移民加拿大后,如果家庭有孩子不满18周岁,可以领取儿童牛奶金,包括联邦政府儿童牛奶金(Canada Child Benefit (CCB))和省政府儿童牛奶金。联邦政府金额较高,省政府金额较低。

领取总金额,基于家庭收入、不满18周岁孩子的数量、儿童的年龄、居住省或领地等因素。领取儿童牛奶金时,需要提供您的身份信息及出生在加拿大境外儿童的出生证明。

 

一、联邦政府儿童牛奶金

如何申请联邦政府Canada Child Benefit (CCB)?

The Canada child benefit (CCB) 是每月免税支付,从每年的7月开始到下一年的6月。金额会根据家庭前一年的所得税及收益测算。

申请要求如下:

--你必须和孩子居住在一起,孩子不满18周岁;

--你必须是孩子的主要负责人和养育人;

--必须是加拿大税收居民;

--你或配偶必须是加拿大公民/加拿大永久居民/a protected person/a temporary resident(近18个月)/an Indian within the meaning of the Indian Act

 

NOTE:共同抚养类型满足部分时间居住在一起、目前家庭净收入很高但是前一年很低、短期临时和孩子居住在一起(如暑假)等情况都可以申请CCB。

 

何时可以申请联邦政府CCB?

--孩子出生后;

--孩子开始和你一起生活;

--你开始共同抚养安排;

--你或配偶满足上面申请要求后;

 

如何申请联邦政府CCB?-How do you apply?

链接:https://www.canada.ca/en/revenue-agency/services/forms-publications/publications/t4114/canada-child-benefit.html#CCB_HDYA 

 

联邦政府CCB金额的计算:包括正常孩子,以及严重/长期的身体或心理功能受损的孩子。

(1)联邦政府正常的孩子

6周岁及以下儿童:每个$6,496 per year ($541.33 per month) ;

6-17周岁儿童:每个$5,481 per year ($456.75 per month) ;

当家庭调整净收入(adjusted family net income (AFNI) )超过$30,450时,需要进行相应扣减:

如果家庭有1个符合条件的孩子, the reduction is 7% of the amount of AFNI between $30,450 and $65,975, plus 3.2% of the amount of AFNI over $65,975
如果家庭有2个符合条件的孩子,the reduction is 13.5% of the amount of AFNI between $30,450 and $65,975, plus 5.7% of the amount of AFNI over $65,975
如果家庭有3个符合条件的孩子, the reduction is 19% of the amount of AFNI between $30,450 and $65,975, plus 8% of the amount of AFNI over $65,975
如果家庭有4个及以上个符合条件的孩子,, the reduction is 23% of the amount of AFNI between $30,450 and $65,975, plus 9.5% of the amount of AFNI over $65,975

 

(2)联邦政府CCB也包含有缺陷儿童的额外补助child disability benefit (CDB)。

每个符合DTC条件的儿童可以补助$2,771 per year ($230.91 per month)。

当家庭净收入超过$65,975,则需要进行相应扣减:

如果家庭有1个符合DTC条件的孩子,the reduction is 3.2% of the amount of AFNI over $65,975

如果家庭有2个或以上符合DTC条件的孩子,the reduction is 5.7% of the amount of AFNI over $65,975

 

(3)联邦政府牛奶金CCB总体计算金额

举例说明:夫妻二人前一年家庭净收入共70000加币,一个孩子1周岁,健康,一个孩子2周岁,有疾病。

则CCB==$6,496*2-13.5%*($65,975- $30,450)-5.7%($70,000-$65,975)+$2,771*1-3.2%*($70,000-$65,975)==10649.15加币。

 

 

二、省政府的儿童牛奶金

主要针对低收入人群,金额也不大。部分省份家庭净收入超过一定数额时,则没有补助。各省不同情况如下:

Alberta child benefit(18周岁以下,按年计算)

You may be entitled to:

$1,128 for the first child
$564 for the second child
$564 for the third child
$564 for the fourth child
The benefit is reduced if your adjusted family net income is more than $26,141.

Alberta family employment tax credit(18周岁以下,按年计算)

ou may be entitled to:

$783 for the first child
$712 for the second child
$427 for the third child
$142 for the fourth child
The maximum you can get is the lesser of $2,064 and 11% of your family’s working income that is more than $2,760. The credit is reduced by 4% of your adjusted family net income that is more than $42,287. 

 

BC early childhood tax benefit(6周岁以下,按月计算)

The BC early childhood tax benefit (BCECTB) is a tax-free monthly payment to qualifying families to help with the cost of raising children under the age of six. The amount is combined with the CCB into a single monthly payment. The BCECTB provides a benefit up to $55 per month per child under the age of 6. It is calculated based on the number of eligible children you have and your adjusted family net income.

 

New Brunswick child tax benefit(18周岁以下,按月计算)

You may be entitled to a basic benefit of $20.83 per month for each child. The amount of the basic benefit is reduced if your adjusted family net income is more than $20,000.

The NBWIS is an additional benefit of up to $20.83 per month for each family. It is phased in once family earned income is more than $3,750. The maximum benefit is reached when family earned income is $10,000. If your adjusted family net income is between $20,921 and $25,921, you may get part of the supplement.

 

Newfoundland and Labrador child benefit(18周岁以下,按月计算)

Under the Newfoundland and Labrador child benefit, you may be entitled to a benefit of:

$33.16 per month for the first child
$35.16 per month for the second child
$37.83 per month for the third child
$40.50 per month for each additional child
If your adjusted family net income is above $17,397, you may get part of the benefit.

Under the mother baby nutrition supplement, you may be entitled to a benefit of $60 per month for each child under one year of age depending on your adjusted family net income.

 

Northwest Territories child benefit(18周岁以下,按月计算)

Children under the age of 6:

$67.91 for one child
$122.25 for two children
$166.41 for three children
$203.75 for four children

$30.58 for each additional child

Children aged 6 to 17:

$54.33 for one child
$97.83 for two children
$133.08 for three children
$163.00 for four children

$24.41 for each additional child
If your adjusted family net income is above $30,000, you may get part of the benefit.

 

Nova Scotia child benefit(18周岁以下,按月计算)

You may be entitled to a benefit of:

$52.08 per month for the first child
$68.75 per month for the second child

$75.00 per month for each additional child
If your adjusted family net income is between $18,000 and $26,000, you may get part of the benefit.

 

Nunavut child benefit(18周岁以下,按月计算)

Families who have earned income of more than $3,750 and who have children under 18 years of age, may also get the territorial workers’ supplement of up to:

$22.91 per month for one child

$29.16 per month for two or more children
If your adjusted family net income is above $20,921, you may get part of the benefit.

 

Ontario child benefit(18周岁以下,按月计算)

You may be entitled to a benefit of up to $116.91 per month for each child under 18 years of age. If your adjusted family net income is above $21,416, you may get part of the benefit.

 

Yukon child benefit(18周岁以下,按月计算)

You may be entitled to a benefit of $68.33 per month for each child. If your adjusted family net income is above $35,000, you may get part of the benefit.

 

Quebec child assistance payments(18周岁以下,按年计算)

child asistant payment

 

 

官方链接:

https://www.canada.ca/en/immigration-refugees-citizenship/services/new-immigrants/new-life-canada/plan-finances/child-benefit.html

在线计算器:

https://www.canada.ca/en/revenue-agency/services/child-family-benefits/child-family-benefits-calculator.html